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Razorpay

India's leading payment gateway and business banking platform

PaidFree TierAdded Jan 1, 2014

About

Razorpay is India's largest payment gateway and neo-banking platform for businesses. It processes payments via cards, UPI, wallets, net banking, EMI, and international methods. Beyond payments, Razorpay offers RazorpayX (business banking with payroll, vendor payments, and expense management), Razorpay Capital (working capital loans), and a full subscription billing stack. It powers payments for 10M+ businesses in India including major startups. Used by ARK Services' client ecosystem and relevant to the Indian SaaS market.

Tags

payment-gatewayupi-paymentsbusiness-bankingindian-marketsubscription-billing

Origin Story

By Harshil Mathur

The Problem

Indian businesses had limited, fragmented options for accepting online payments — especially UPI and other local methods.

Building It

Founded 2014, Y Combinator alumni. Valued at $7.5B. Processes payments for 10M+ Indian businesses.

What It Means

Built India's payment infrastructure from scratch, powering the country's digital commerce boom.

The Dream

Power every business transaction in India — payments, banking, lending, and financial services in one platform.

Pricing

ModelPaid
Free tierAvailable

Standard at 2% per transaction for domestic payments. International at 3%. No setup fees. Custom pricing for high volume.

View pricing

Category

Payments Finance

Problems Solved

  • Accepting Upi And Indian Payment Methods
  • Business Banking For Indian Startups
  • Subscription Billing For Indian Market

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