Melio

Melio is a B2B payment platform that lets small businesses pay vendors and contractors via bank transfer for free or by credit card for a small fee. It digitizes the accounts payable workflow — schedule payments, sync with QuickBooks/Xero, pay vendors who only accept checks (Melio mails a check for you), and manage approvals. The key value proposition is using credit cards to pay bills that don't accept cards, earning rewards while managing cash flow. Melio is free for bank transfers.